Bankruptcy Attorney in Dayton, Ohio
At The Law Offices of Scott A. Kramer, married couples often ask us if both spouses should file for bankruptcy. The easy answer to that question is "it depends." Your particular financial and marital circumstances will determine the best course of action for you.
Our firm helps people make the right decisions about bankruptcy and debt relief. We are knowledgeable, experienced and committed to providing personalized solutions for people with unmanageable debts.
In a free consultation, attorney Scott A. Kramer can review your case and discuss the steps we can take to obtain debt relief for you. Contact us for answers to your questions.
Obtaining Debt Relief
If only one spouse's name appears on a bankruptcy petition, that spouse can become saddled with the couple's debts, should a divorce occur after a Chapter 7 bankruptcy. In many cases then, it makes sense for both spouses to file, though there are exceptions.
Attorney Scott A. Kramer has been helping people obtain debt relief through bankruptcy for over 10 years. During that time he has seen all types of cases, including many divorcing and recently divorced couples.
Our firm can recommend the right bankruptcy solution for you, as well as advising on the timing of your filing. For many people, this involves a Chapter 13 bankruptcy, which reduces some debts and enables you to repay your other debts in an affordable payment plan. Other people may be better off filing under Chapter 7, which completely eliminates unsecured debts such as credit card and medical bills.
Divorce and Bankruptcy
Another question clients ask us: "Is it better to file for bankruptcy before or after a divorce?"
Unfortunately, the answer depends on your circumstances and we need to evaluate your situation to determine which route to bankruptcy would be best for you. Whether you are in the process of divorcing or are already divorced, The Law Offices of Scott A. Kramer can help you obtain debt relief.
You can depend on our firm to provide you with sound advice and energetic representation designed to obtain maximum debt relief for you while allowing you to retain as many of your assets as possible.
Free Consultation with a Lawyer
For a free initial consultation with a lawyer at The Law Offices of Scott A. Kramer, call 866-986-5087 toll free or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
