Bankruptcy Lawyer in Dayton, Ohio
A foreclosure is a nightmare that does not have to happen. If you are behind on your mortgage payments or are constantly juggling bills to make your monthly payment, you need to take action now.
At The Law Offices of Scott A. Kramer, we use the bankruptcy laws to stop foreclosure and help people keep their homes. We have helped thousands of people obtain debt relief, and will work to provide you with a new financial beginning.
Contact us to schedule a free consultation. We want to help you keep your home.
Filing for Bankruptcy Stops Foreclosure
Attorney Scott A. Kramer can review your financial situation and recommend the right solution for you. For many people, this is a Chapter 13 or Chapter 7 bankruptcy filing, though we may be able to help you without resort to bankruptcy.
A Chapter 13 bankruptcy stops foreclosure immediately, and can reduce your unsecured debts. This gives you financial breathing room and can make it much easier to cover your mortgage payments. Past due mortgage payments can be rolled into your payment plan, so it may make sense to file as soon as you can to reduce the arrears you must repay.
A Chapter 7 bankruptcy also provides an automatic stay to foreclosure actions — giving you time to come up with the money to cover your past due mortgage payments or find another place to live. A Chapter 7 also eliminates many types of unsecured debts such as credit card and medical bills. With a Chapter 7 it is possible to keep your home, and we will do everything we can to allow you to retain your property.
Act Quickly to Save Your Home
The Law Offices of Scott A. Kramer can stop foreclosure at any time up to the foreclosure sale. As with other legal matters though, the sooner we act the better off you will be.
The Law Offices of Scott A. Kramer will develop a personalized plan for you, designed to avoid foreclosure and discharge as many debts as possible. You can begin again.
Call Now to Stop Foreclosure
For a free initial consultation with an attorney at The Law Offices of Scott A. Kramer, call 866-986-5087 toll free or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
