Toward a Brighter Financial Future
At The Law Offices of Scott A. Kramer, we understand the pressures our clients face. We do not pass judgment on our clients. Our job is to use the law to help our clients obtain the debt relief and fresh start they deserve.
The Law Offices of Scott A. Kramer has helped thousands of people in the Dayton area and Southern Ohio obtain debt relief. In your case, we will seek to obtain maximum debt relief while enabling you to keep as much property as possible.
Contact us to arrange for a free consultation.
Our Bankruptcy Practice
Because we focus only on bankruptcy, we understand the bankruptcy laws and their many complex provisions that can provide debt relief.
We will recommend the right solution for you:
- Chapter 7 bankruptcy — can eliminate some unsecured debts such as credit cards, medical bills, and personal loans. In many cases, you can keep your vehicle, other personal property and your home.
- Chapter 13 debt reorganization — eliminates or reduces some unsecured debts and enables you to pay off your secured debts in a three- to five-year payment plan.
- Non-bankruptcy solutions — we can sometimes recommend non-bankruptcy solutions such as a loan modification, short sale or workout that provides debt relief without resorting to bankruptcy.
Our goal in your case will be to obtain maximum debt relief so that you can make a new financial beginning.
In a free consultation, we can explain how we can:
- Stop foreclosure and help you keep your house
- Stop repossession
- Stop garnishments and deal with judgment liens
We can also advise you regarding the unique circumstances you may face including:
- Divorce and bankruptcy
- Restoring your credit after bankruptcy
- Bankruptcy for military service members and their families
- And other factors affecting your financial future
We're Ready to Help You
More information about bankruptcy can be found on our Bankruptcy FAQs and bankruptcy misconceptions pages. You probably have additional questions about your case.
Attorney Scott A. Kramer can review your situation and explain how our firm could help you get debt relief. We want to guide you to a brighter financial future.
Call for Debt Relief
For a free initial consultation with a lawyer at The Law Offices of Scott A. Kramer, call 866-986-5087 toll free or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
